Investing with a Purpose.
We prepare a comprehensive plan of your current financial situation and the steps required to meet future goals, e.g., education, retirement, and tax liability reduction. We also assist in reducing insurance costs wherever possible. The plan is updated periodically as necessary to incorporate any financial or life changes that may occur.
Asset Allocation and Portfolio Rebalancing
We apply state-of-the-art technology to construct a custom tailored portfolio for our clients. We continually screen a database of hundreds of investment managers and more than 20,000 funds to find the best combination. We monitor portfolios on a continuous basis, make adjustments as needed and, finally, rebalance portfolios as conditions dictate.
A significant portion of SWA-managed assets are personal or trust assets that are subject to taxation. As a result, we pay particularly close attention to the potential negative impact taxes may have on portfolio return. We carefully consider the tax ramification of any portfolio changes and confer with clients whenever possible before making changes. We work with our clients’ CPAs to manage tax liabilities efficiently.
Assistance with Outside Assets
Many clients have investments assets, typically corporate retirement accounts, SWA does not manage. We welcome the opportunity to assist those clients in the proper allocation of these investments.
Proper estate planning can mean thousands or hundreds of thousands of dollars in savings for those who have accumulated significant assets. We work directly with attorneys and CPAs to help develop the right type of estate plan for each client.